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Regular Force Term Insurance

Optional Group Term Insurance
Take comfort knowing your family can maintain their lifestyle, pay off debts or fund future education, even after you’re gone. Designed for serving members and their spouses, it’s unlike anything else on the market.
  • No exclusions for war, dangerous occupations, hobbies, volunteer activities or sports
  • Free life coverage of $10,000 for dependents
  • Accidental dismemberment benefits
  • Coverage up to $1,200,000, depending on your insurance needs
  • COVID-19 is not on the limitations and exclusions list as found in the SISIP Financial Insurance Policy #901102
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Insurance Policies

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Reserve Force Term Insurance

Reserve Force Term Insurance
Ensure long-lasting financial protection for your spouse and children, even after you’re gone. Customized for Reserve Force members and their spouses, benefits are tax-free to help your family cover daily expenses, pay off debts and carry on living.
  • No exclusions for war, dangerous occupations, hobbies, volunteer activities or sports
  • Accidental dismemberment benefits
  • Free life coverage of $10,000 for dependents
  • Coverage up to $1,200,000, depending on your insurance needs  
  • COVID-19 is not on the limitations and exclusions list as found in the SISIP Financial Insurance Policy #901102
Featured Content
Application Form
Designation/Change of Beneficiary
Claims Procedures
Frequently Asked Questions

Contact an advisor to complete an Insurance Needs Analysis

Book an appointment


Released Members Term Insurance

Insurance for Released Members
Former CAF members and their spouses can access this customized coverage to protect your family’s financial future. Within 60 days of release, transfer your Optional Group Term Insurance or Reserve Term Insurance policy to Insurance for Released Members with no medical requirements.
  • No exclusions for war, dangerous occupations, hobbies, volunteer activities or sports
  • Accidental dismemberment benefits
  • Free life coverage of $10,000 for dependents
  • Coverage up to $1,200,000, depending on your insurance needs  
  • COVID-19 is not on the limitations and exclusions list as found in the SISIP Financial Insurance Policy #901102
Featured Content
Application Form
Designation/Change of Beneficiary
Claim Procedures
Frequently Asked Questions

Contact your advisor to complete an Insurance Needs Analysis

Book an appointment


Term 100 Insurance

Affordable, flexible coverage and payment options allow you to choose the best way to ensure your family’s financial future for a lifetime.

Pick your coverage: Available in $25,000, $50,000, $75,000 and $100,000 benefit amounts.

Choose how you pay:
Benefit from locked in premium rates, with no increases over the lifetime of your policy, and no payments after the age of 100.
Or
Select the “20 Pay Option”. Under 60? Pay a lifetime of coverage in full in the first 20 years of your plan. Get lifetime coverage without lifetime payments!

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Frequently Asked Questions

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Visit www.sisipT100.ca


Simplified Issue Term Life Insurance

Immediate coverage now available.  This simplified coverage is exclusive to active Regular and Reserve Force members, and their spouses, under the age of 65.
  • No exclusions for war, dangerous occupations, hobbies, volunteer activities or sports
  • Coverage from $10,000 to $100,000; available in increments of $10,000
  • No medical exam required
  • 24-month exclusion period for any condition not disclosed
  • COVID-19 is not on the limitations and exclusions list as found in the SISIP Financial Insurance Policy #901102
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General Officers Insurance Plan

Created for Regular and Primary Reserve Force senior officers, includes basic life, dependent life, and accidental dismemberment in one policy, funded by the Government of Canada.
  • Coverage for Regular Force and Primary Reserve Force senior officers at the substantive rank of Colonel and above, and the legal classification of Lieutenant-Colonel are automatically enrolled on the date of promotion.
  • Primary Reserve Force officers in the substantive rank of Colonel and above in all classifications, and Lieutenant-Colonel in the legal classification are eligible* for coverage under the Res GOIP on the date of promotion to the lower eligible rank, or on the date of employment in the Primary Reserve Force service at the lower eligible rank.
* Please note that for Primary Reserve Force officers, coverage is NOT automatic. Reserve Force senior officers become insured once the enrolment process is completed and the eligibility is confirmed by SISIP Financial.

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Military Post Retirement Life Insurance Plan

This is a taxable benefit, based on salary and funded by the Government of Canada.

To be eligible:
  • You have retired from the CAF with a pension.
  • You must have General Officers Insurance Plan coverage in place at the time of your release.
  • Benefits are suspended if you are employed by the federal public service, or when you receive long-term disability benefits when a waiver of Premium Benefit is in effect.
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A plan for every stage of your life

Just Joined the CAF

New recruits: Make the most of your money

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Preparing for Deployment

Deploy stress-free, knowing your money is secure

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Leaving the CAF

Prepare for your release with confidence

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