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Launch your savings plan

Are you a “do-it-yourselfer” or prefer guidance? As a serving or former member of the CAF community, it’s your choice; we offer exclusive products and services to meet your financial objectives. We keep you on the path towards reaching your financial goals by providing professional financial advice and investment product options tailored to your needs. Start with a portfolio review and complete an investment assessment.
 

RRSP

Ensure your financial future. A career of military service deserves a fruitful retirement. Save money into a registered retirement savings plan (RRSP) to create a healthy income in addition to your public pension and live your retirement dreams. Travel, buy your dream property or serve your sense of adventure. Plus, RRSP contributions are tax-deferred until you withdraw it as income, which means money you save for the future gives you a tax break today.

 

Call your SISIP advisor to complete an investment assessment

Book an appointment


TFSA

Tuck away money for something special in a tax-free savings account (TFSA). Saving a little can add up to a lot -- a down payment on a new home or business, a vacation or a solid emergency fund. Uniquely Canadian, the TFSA lets you contribute up to $6,000 annually* and grow your investments tax-free. Unused contribution room from past years will be carried to future years. Choose how you invest your money. It’s your call.
*Amount varies annually, according to the Canada Revenue Agency.

 

Call your SISIP advisor to complete an investment assessment.

Book an Appointment


Registered education savings plan (RESP)

A piggy bank you won’t break and a bright future for your kids. The registered education savings plan (RESP) is a great way to save for your child’s education. Plus, get a 20% grant on the first $2500-per-child saved each year with the Canada Education Savings Grant (CESG) contribution of up to $500* annually. Give your children a world of career options with this long-term education savings account. 

*The lifetime maximum amount of CESG a child can get is $7,200.

Call your SISIP advisor to complete an investment assessment

Book an Appointment


Non-Registered Investments

Save for something big tomorrow or decades from now. It’s your choice. Select from several options that match your investor profile. Consult an advisor to help you decide the best fit.
 

Call your SISIP advisor to complete an investment assessment

Book an Appointment


Registered Disability Savings Plan

The Registered Disability Savings Plan (RDSP) is a long-term savings plan designed to supplement income of those eligible for the Disability Tax Credit. Anyone can save on behalf of a friend or family member who qualifies with the written permission of the plan holder. Money can grow fast. For every dollar you invest, the Government of Canada will immediately contribute up to three dollars through the Canada Disability Savings Grant. The RDSP is exempt from most provincial disability and income assistance benefits, which means support income isn’t affected when you make a withdrawal.

Contact your SISIP advisor to find out more about RDSP eligibility

Book an Appointment


CAF Savings Plans

Automate your savings and shrink your bucket list. A new pastime, a summer home, a dream vacation? They’re all on target. Start with as little as $25 per month deducted from payroll or debited from your bank account. CAF members benefit from group savings on fund management fees. With this DIY savings plan, choose from registered, non-registered and tax-free saving investment options. 

How to Enrol
Visit the Canada Life Self-Service website to enrol or enter as guest: www.grsaccess.com
Insert the following information:
Access ID: CAFSP05
Password: C37RLhvr
Individual account opened by spouse or RRSP spousal accounts opened by member: Replace the last digit of SN number with “S” in Service number field of application form.

For more information visit www.grsaccess.com or call the Canada Life Call Centre at 1-800-724-3402.

More Information on CAF Savings Plans

Apply online with Canada Life

About CAF Savings Plans

Automate your savings and shrink your bucket list. A new pastime, a summer home, a dream vacation? They’re all on target. Start with as little as $25 per month deducted from payroll or debited from your bank account. CAF members benefit from group savings on fund management fees. With this DIY savings plan, choose from registered and non-registered investment options. Book an appointment with your SISIP advisor to set up a CAF Savings Plan for you.
 

Want to find out what kind of investor you are?
Complete the Investment Personality questionnaire!
 

Call your SISIP advisor to complete an investment assessment

Book an Appointment


How to Enrol

* Important information for Quebec Residents * 


The Member Booklet outlines the benefits available to you and important information pertaining to your plan (RRSPTFSANRSP or RRIF/LIF) – Click the one that applies to you.

 Already have an account? Sign-in at www.grsaccess.com.

FOR SERVING MEMBERS
Serving members have 2 options:
  • Contributions deducted through pay allotment (contact your local SISIP Financial office).
  • ​Contributions will be deducted via automatic bank account withdrawals​.
Enrol or Enter as Guest: www.grsaccess.com

Insert the following information:
Access ID: CAFSP05
Password: C37RLhvr


FOR RESERVE FORCE AND FORMER MEMBERS

Contributions deducted via automatic bank account withdrawals.

Enrol or Enter as Guest: www.grsaccess.com

Insert the following information:
Access ID: CAFSP05
Password: C37RLhvr

FOR SPOUSES

Contributions deducted via automatic bank account withdrawals. 

  • Please note the following:
    • The Service Number (SN) of the member is required on the application:
  • RRSP spousal accounts opened by member:
    • Replace the last digit of SN number with “S” in Service number field of application form
    • The application form, when complete must be mailed to:

      Great-West Life, Group Retirement Services
      330 University Avenue,
      Toronto, ON M5G 1R8

  • Individual account opened by spouse:​
    • Replace the last digit of SN number with “S” in Service number field of application form
    • The application form can be completed online
Enrol or Enter as Guest: www.grsaccess.com

Insert the following information:
Access ID: CAFSP05
Password: C37RLhvr

Apply online with Canada Life

Apply online



Fund Reports

For information on a specific fund, make a selection from the list below.

Asset Allocation Funds

Conservative - income oriented, lower risk  
CONSERVATIVE CONTINUUM (PSG)

Moderate - income oriented with some growth potential, lower - medium risk
MODERATE CONTINUUM (PSG)

Balanced - a balance between growth and income, medium risk
BALANCED CONTINUUM (PSG)

Advanced - growth oriented, medium - higher risk
ADVANCED CONTINUUM (PSG)

Aggressive - maximum growth potential, higher risk
AGGRESSIVE CONTINUUM (PSG)

Cash and Equivalent Funds

Canadian Money Market - lower risk, lower return
MONEY MARKET FUND (PORTICO)

Term Investment - lower risk, lower return
1 YR COMPOUND INTEREST ACCT
2 YR COMPOUND INTEREST ACCT
3 YR COMPOUND INTEREST ACCT
4 YR COMPOUND INTEREST ACCT
5 YR COMPOUND INTEREST ACCT
DAILY INTEREST ACCT

Call your SISIP advisor to complete an investment assessment.

Book an Appointment




Frequently Asked Questions

What is the CAF Savings Plan?
This Department of National Defence supported savings option is designed to contribute to the financial health of CAF serving and former members and their spouses. It offers a simple savings and investment method that can be utilized for short and long term financial goals.


It’s a great opportunity to “Pay yourself first” and save for your short and long term financial goals.



  • Regular Force members can have money deducted through pay allotment.
  • Reserve and former members can have it deducted from their bank accounts.
  • Spouses of serving and former members can have it deducted from their bank accounts.
What types of investment accounts are available?
Registered Retirement Savings Plans (RRSP), Tax Free Savings Accounts (TFSA), Non Registered Savings Plan (NRSP) and Registered Retirement Income Fund (RRIF/ Life Income Funds (LIF).

  • Regular Force can have the deductions made by way of pay allotment.
  • We have access to some of the best money management experts in the industry.
  • The associated fund management fees are lower than the industry standard.

Yes, a SISIP advisor can review your personal situation and provide expert advice.






 

A plan for every stage of your life

Just Joined the CAF

New recruits: Make the most of your money

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Preparing for Deployment

Deploy stress-free, knowing your money is secure

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Leaving the CAF

Prepare for your release with confidence

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